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Downeast Credit Union

Financial & Accounting

About Us

Downeast Credit Union (DECU) is a not-for-profit, member-owned credit union. DECU began as St. Croix Federal Credit Union, founded in 1941 by the employees of St. Croix Pulp and Paper Company. Over the years, we have expanded our Field of Membership to be able to serve a large geographic region within Maine. DECU has grown to 8 branches across the state, providing banking and insurance products to over 20,000 members.

Many values of our founders still hold strong today at Downeast, like the importance of greeting you with a smile and the value of a handshake. With a careful eye on our members’ needs, DECU has made investments in our facilities and infrastructure to allow for growth and expansion. Along with our exceptional member service, we strive to offer competitive lending and deposit rates. We know convenience is important to you, and we are constantly investing in new technologies that make your banking effortless, giving you more time for family and fun.

Downeast CU is inclusive, convenient, and down-to-earth. Come be part of our genuine, people-first organization. We promise to meet you where you are in the journey of life, with a smile.


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Become a Member

Are you considering a membership to the Belfast Area Chamber of Commerce? Click the button below to join us today!


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Where to eat, play, stay and just hang out. A great resource for finding out what’s happening and what’s special about visiting and living in Waldo County. It’s all here in the 2021 Belfast & the Wonders of Waldo County magazine—the official publication of the Belfast Area Chamber of Commerce!

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